CONFORMING

A conforming loan is one that conforms to GSE (Fannie Mae and Freddie Mac) guidelines. The most well-known guideline is the size of the loan, which, for 2019, is $484,350 for single family home in Texas. A conforming loan may be used for the purchase or refinance, including a cash-out refinance.


Because the GSE's package and sell these loans as securities, they are often come with some of the lowest interest rates, especially for a fixed rate loan.


Please call to learn more about our conforming products, rates, costs, guidelines, and much more.