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Lets' get started. 

Low Rates.

Low Costs.

Awesome Experience.

You can get a home loan almost anywhere. That's why we focus on providing what is actually important.

Get a free RateQuote.

No application required. 

Laid-back Texans doing home loans a little different.

It's no secret, we are not good at high pressured sales. At D&H Lending, we use technology, transparency, education, and industry leading pricing to earn and process your business. Is that all that bad?

No Pressure. No hassle.  No big deal.

Our 7 day process is simple and straight forward. No rush?  No problem.  We work for you, and on your timeline.

WE MEET

Explore programs, rates, costs, scenarios, questions, and anything more you'd like.  No application or costs required.

(As long as you'd like)

GET QUALIFIED

In The Loan Home™, you can complete your application, upload docs, and much more.  Our Pre-Qualification options are fast and thorough.

(< 6 hours)

PROCESSING & UNDERWRITING

Once you have a property, we'll iron out loan details, lock your rate, and finish underwriting property specific items.  Final loan approval.

(6-10 days)

CLOSE

Pre-review the Closing disclosure, sign closing docs, fund loan, and start the celebration!

(< 1 hour)

Get your FREE online pre qualification

More than just

Texas charm.

A little technology. A little good, old-fashioned customer service.

One exceptionally easy borrowing experience.

LOCAL

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We are from Texas. We live in Texas.  We love Texas. And we only lend in Texas.  Stay local!

PRICE LEADER

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We consistently outperform industry averages with lower rates & costs.  If we expect the best, why shouldn't you?

NO SALES

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Our No-Sales approach gives you the control. We strive to earn your business through our products, education, and service.

TRANSPARENT

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Our numbers are your numbers.  We firmly belive that the more you know, the better.

FRIENDLY & EFFICIENT​

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Our practiced, high-functioning team has streamlined the process.  And.. they're super friendly!

TECHNOLOGY

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We are constantly building and applying new technologies to improve the overall costs and borrowing experience

Our free application, consultation, and pre-qualification begins in The Loan Home™.  Complete your application, upload docs, monitor status, and much more. 

LET'S GET STARTED