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Let's get started!

Free online rate quote and personal pricing dashboard (for 24/7 long-term access).

And that's just the beginning!

Low Rates.

Low Costs.

Awesome Experience.

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You can get a home loan almost anywhere. That's why we focus on providing what is actually important.

Laid-back Texans doing home loans a little different.

It's no secret, we are not good at high pressured sales. At D&H Lending, we use technology, transparency, education, and industry leading pricing to earn and process your business. Is that all that bad?

No Pressure. No hassle.  No big deal.

Our 7 day process is simple and straight forward.
No rush? No problem.  We work for you, and on your timeline.

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WE MEET

Explore programs, rates, costs, scenarios, questions, and anything more you'd like.  No application or costs required.

(As long as you'd like)

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GET QUALIFIED

In The Loan Home™, you can complete your application, upload docs, and much more.  Our Pre-Qualification options are fast and thorough.

(< 6 hours)

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PROCESSING & UNDERWRITING

Once you have a property, we'll iron out loan details, lock your rate, and finish underwriting property specific items.  Final loan approval.

(6-10 days)

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CLOSE

Pre-review the Closing disclosure, sign closing docs, fund loan, and start the celebration!

(< 1 hour)

Get your FREE online pre qualification

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More than just

Texas charm.

A little technology. A little good, old-fashioned customer service.

One exceptionally easy borrowing experience.

LOCAL

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We are from Texas. We live in Texas.  We love Texas. And we only lend in Texas.  Stay local!

PRICE LEADER

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We consistently outperform industry averages with lower rates & costs.  If we expect the best, why shouldn't you?

NO SALES

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Our No-Sales approach gives you the control. We strive to earn your business through our products, education, and service.

TRANSPARENT

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Our numbers are your numbers.  We firmly belive that the more you know, the better.

FRIENDLY & EFFICIENT​

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Our practiced, high-functioning team has streamlined the process.  And.. they're super friendly!

TECHNOLOGY

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We are constantly building and applying new technologies to improve the overall costs and borrowing experience

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Our free application, consultation, and pre-qualification begins in The Loan Home®.  Complete your application, upload docs, monitor status, and much more. 

LET'S GET STARTED

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